WHAT IS KLARNA?
At a glance
- 30 days to pay, no fees or interest if you pay within 30 days
- No account sign-up required
- You must be 18 or over. Subject to financial circumstances.
- No credit application
- Receive your goods first, pay later
- Klarna will email payment instructions to you
- Easy, Just select Pay After Delivery at checkout
Who are Klarna?
Klarna are a Swedish payment service provider, who take end-to-end responsibility for your payment. They support 60 million consumers worldwide in over 75,000 e-stores and are very safe to use. Klarna is one of Europe´s fastest growing companies and a leading alternative payment provider. Klarna’s vision is to simplify the buying experience with a simple checkout solution. Customers only need to provide top-of-mind information to complete a purchase.
At the core of Klarna’s services is the concept of payment after delivery, which lets you buy before you pay. This simplicity means a better shopping experience for you as you don't need to put your card details in at the checkout and you don't need to pay for your goods until after you've decided you're happy with them.
A new way to pay
You may see Klarna as part of your checkout experience as we’re partnering with them to bring you a better online shopping experience, giving you the chance to order quickly without providing payment first. You may also be offered to Pay After Delivery, receiving 30 days to complete the payment at your convenience and at no extra cost, to help improve the ease with which you can place orders with CaseThatNow.
How does it work?
When you select pay after delivery at the checkout you can purchase with one click without adding any payment details. Once confirmed, you will receive an email from Klarna explaining how to pay for your goods at a later date and we'll send out your order as usual. If you decide you're not happy with your order you can simply return it to us and the money will never leave your account.
What are my payment options?
You may be offered Pay After Delivery, but you’ll still be able to pay with credit card, debit card, Apple Pay, Android Pay or PayPal, as per the payment options offered via our current checkout. If you are offered the ‘Pay After Delivery’ payment method, you can then pay via credit card or debit card, immediately after the order, or within 30 days of placing the order via the email Klarna send upon completing your checkout.
How does Pay After Delivery work?
Once your order is confirmed you will receive an email with payment instructions within 2 days from Klarna. You will then have 30 days to complete the payment online at your convenience with no extra cost. You can then pay via credit or debit card.
I have been redirected to Klarna’s site, is that correct?
Yes, If you have chosen to Pay After Delivery, Klarna will send you an email with further details on how to pay. Your email will contain a link to Klarna's payment site where you can settle your payment to Klarna with your card or with a bank transfer.
Am I eligible for Pay After Delivery?
To use Pay After Delivery you must be at least 18. Whilst this option is widely promoted, Pay After Delivery is subject to your financial circumstances. When choosing Pay After Delivery, our assessment will not affect your credit rating.
How can I increase my chances of being accepted for Pay After Delivery?
Klarna is unique and offers Pay After Delivery based on a number of factors such as the order value, previous order history and item availability.
If you are 18 or over, you can improve your chances of being offered Pay After Delivery by ensuring you provide your accurate name and address details and shipping to your registered billing address.
All orders are assessed individually. Just because you have had Pay After Delivery before does not mean it will be offered for every order and in turn, as it is denied does not mean it will be denied for all future orders.
If Klarna gives me the option to Pay After Delivery within 30 days, will they do a credit check on me?
Neither Klarna nor CaseThatNow will run credit searches against you that could impact your credit rating. Klarna may run so-called unrecorded enquiries that do not affect credit scoring.
How is my statement sent?
If you chose to pay after delivery, Klarna will send you an email with instructions on how to make the payment and a link to the payment page. Simply enter your statement number into the payment page and follow the instructions. If you do not have your statement number to hand, you can contact Klarna’s Customer Service team.
How does Klarna’s pay after delivery work?
After casethatnow.com has acknowledged your order, you will receive an email with payment instructions, telling you when and how you will need to pay.
What do I need to provide when I make a purchase?
If you want to make a purchase with Klarna you need to provide your mobile phone number and your e-mail address. The mobile number is required in case we need to reach you. All statements will be sent to your email address. It's very important, that you give us the correct details, as otherwise, you will not receive the payment information and so be liable for late payment fees.
What are my payment options with Klarna?
You can pay with debit or credit card (Visa/Mastercard/American Express) immediately in the checkout or take advantage of our Pay After Delivery payment option, where you can pay for the goods once you have received them via credit card or debit card.
How does the payment page work?
If you have received your goods and want to pay your statement, go to Klarna’s payment page, and sign in with the statement number (provided in the email) and the email address you entered upon ordering. If you do not have your statement number to hand, you can contact Klarna’s Customer Service team.
What happens if I haven’t received an email with my statement/payment information?
Please contact Klarna’s Customer Service team. They will be able to provide you with the payment details.
Can I postpone my payment due date?
You can contact Klarna’s Customer Service team to see if it is possible to postpone the due date for your payment. They will be able to provide you with the payment details.
Can I have a different delivery address to my billing address?
Yes, when selecting Klarna as a payment method, you can choose to deliver the goods to an address other than your billing address. At the checkout, you will be given the option to enter a separate delivery address.
Have you received my payment?
After we have received your payment, Klarna will send you a payment confirmation to the email address that you have used for your order. If you have made a payment but not received the payment confirmation, please get in contact with Klarna’s Customer Service team with a proof of payment.
Customer Data Sharing
National and EU rules such as the GDPR sets certain limits to how and when you may share customer-identifying information with Klarna.
If you share personal data with Klarna you need to explain this in your privacy notice and link to there. Below is an example of what that could look like in your existing privacy notice (the specific data categories transferred to be added, and text to be translated into your local language):
Draft privacy notice text (all markets except Switzerland)
“In order to offer you Klarna’s payment methods, we might in the checkout pass your personal data in the form of contact and order details to Klarna, in order for Klarna to assess whether you qualify for their payment methods and to tailor those payment methods for you. Your personal data transferred is processed in line with .”